The rates determined by the calculator above do not constitute an agreement or contract with New York Life Insurance Company or Forrest T. Jones & Company, nor are the calculations guaranteed. The calculator is intended to provide a quick estimate of rates.
Rates shown are current but may be changed on any premium due date and on the date when benefits are changed. Benefits are subject to agreement between New York Life and the Trustees of the Trust for Insuring Educators. Your rates may be changed only if they are changed for all others in the same class of insureds. For example, a class of insureds is a group with the same issue age.